2020 And Beyond: Data Center Designs for the Future

The state of innovation, and the resurgence of technology disrupts has reached unprecedented levels. In the coming years, there will be a high rate of change, that will see the migration from legacy systems to new age ones. Such changes will redefine the very nature of how all aspects of technology interact with one another.

Core technology apart, there will be significant considerations given to environmental and business concerns. Energy efficiency will emerge as a dominant factor in decision making, and so will increasing data center densities and throughput.

Power independence: Increasing consumption and pressures on governments’ power supplies, have translated as risks for businesses vested in large data centers. For such businesses, mitigating this risk will focus on future proofing power supplies. Large consumer businesses such as Apple, Google, Amazon, Facebook and Microsoft have already adopted and achieved partial independence in their power supplies.

Privacy and data legalities: A heightened sensitivity to data security and privacy is steadily changing the dynamics of how businesses store their data. The penetration of cloud based services, and advances in user behaviour tracking, will only further it. Privacy norms and laws will now decide how and where data is stored. And, this will become only murkier with wide scale adoption of the internet of things (IoT) and its supporting infrastructure. Given this context, there is a significant possibility that most businesses would focus on core services, and leverage data centers either on-demand or with colocation providers.

Decentralized, edge centric deployments: Rising demand in services will require data centers to be ‘closer to consumption’. This will help nurture new age services such as streaming, IoT, among others. Such a deployment will help reduce latency, increase connectivity and bandwidth availability.

Localized nodes: Edge deployments could also see the shape of self-contained servers that could be deployed in urban areas – such deployments could leverage basements and terraces of buildings.

Convergence: An emerging trend is convergence of servers and storage into a single box. The availability of super fast memory express, and solid state drives, have enabled unified server-storage combinations.

Penetration of solid state drives: The penetration of solid state drive products has already reached critical mass in consumer tech. In the next few years, data centers will include adoption of such drives, and by 2020, bulk hard-drive boxes may have been completely replaced.

Docker containers: Docker containers help wrap software as ready to run code. These containers include everything that is required to run an application – anything that is required to be installed on a server. Such container instances have seen steady uptake, and are expected to increase. Docker containers will lead to a major reduction in server count and space.

In the coming years, IT admin teams will focus on procedures and policies, not on hardware. The nature of these changes will put immense pressures on legacy systems. There will be a paradigm shift that will see further commoditization of data center hardware, and focus on an economical, consumer centric and future ready design.

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How to Make Money Online For Beginners – Step By Step Guide For 2020

In this article I will teach you how to make money online for beginners in 2020. This will be a step by step online money making guide that you can follow to achieve amazing results in your online business.

Here are the exact steps you need to take:

1.) Choose a niche. You’ll want to focus on the big niche topics that have lots of hungry buyers. In other words, if people aren’t buying products in the niche topic, don’t target those people.

Niche topics like internet marketing, affiliate marketing, pet care, home improvement, car repairs and insurance are great topics. They provide you with customers who are looking to buy products to solve their increasing daily problems.

If you can solve a problem, you can make as much money as you want online. I’m not kidding. This is the key to success online.

2.) Pick a product. Your product should have a residual commission or monthly recurring membership around it. This will increase your chances of making serious cash online. Choose a product that make you at least $25 per sale, or 75% commission monthly.

3.) Create a squeeze page. The purpose of the squeeze page is to offer something in exchange for your potential customers email address. This will allow you to follow up with them and even sell additional products online.

Make sure your squeeze page is very simple. An eye catching headline and a simple call to action to get the email is all you need. For example, if you are in the internet marketing niche topic, you could write “How to Create A Six Figure Internet Marketing Business From Scratch – Grab Your FREE Copy of Our Online Guide!”

This will give your visitor a reason for joining your newsletter. Make sure to offer quality training in exchange for their trust.

4.) Create an email marketing campaign. Write at least 7 follow up emails that will educate your potential client on how you can help them. These emails should offer tips, tricks and advice on how to solve the problem they have.

5.) Send emails to your list. Schedule daily emails to your list with some piece of content that they will LOVE. This is very important if you want to create a stable business on the internet.

6.) Scaling quickly. In order to scale your digital marketing business, you’ll need to take “Massive Action.” So keep a schedule in place for producing and distributing content to your ideal market.

SUMMARY OF SBA 7(a) LOAN GUARANTY PROGRAM (the PAYCHECK PROTECTION PROGRAM)

On March 27, 2020, the President signed into law the next phase of action being taken by the federal government aimed at providing financial relief to the American people and businesses in response to the economic fallout from the COVID-19 pandemic. This “thirdphase” piece of legislation is called the Coronavirus Aid, Relief, and Economic Security Act (the CARES Act).

One of the core pieces of the CARES Act is the provision of $349 billion for small businesses through federally backed loans under a modified and expanded Small Business Administration (SBA) 7(a) loan guaranty program called the Paycheck Protection Program. Congress has designed the program to make funds available to qualifying businesses quickly through approved banks and nonbank lenders.

KEY POINTS:

· Under the CARES Act, qualifying businesses include businesses with up to 500 employees or which meet the applicable size standard for the industry as provided by the SBA’s existing regulations. Most small businesses will qualify.

· Loans will be provided through SBA and Treasury approved banks, credit unions, and some nonbank lenders.

· Borrowers can borrow 2.5 times their monthly payroll expenses (during the 1-year period before the loan is made (see page 18) ), up to $10 million.

· Applicable uses for the loan proceeds include: (1) qualified payroll costs; (2) rent; (3) utilities; (4) mortgage interest and other debt obligations; (5) group health care benefits including medical insurance premiums; (6) interest on any other debt obligations that were incurred before the covered period (February 15, 2020 and ending on June 30, 2020). (see page 10 re. covered period)

· Loan forgiveness is available for funds used to pay 8 weeks of payroll and other qualified expenses.

What Businesses Qualify For The Paycheck Protection Program?

Generally, any business in operation on February 1, 2020 with less than 500 employees is eligible.

What is the Maximum Loan Amount That a Business Can Receive Through the Paycheck Program?

Each business can receive the lesser of $10 million or the sum of 2.5 times the average total monthly payroll costs for the prior year.

What Can a Business Use Program Funds For?

Businesses can use funds from the Program loans to cover expenses including the following:

· Payroll costs, including compensation to employees that would include payments for severance, payments required for group healthcare benefits (including insurance premiums), retirement benefits, and state and local employment taxes.

· Interest payments on any mortgage or other debt obligations incurred before February 15, 2020 (but not any payment or prepayments of principal).

· Rent.

· Utilities.

However, the money cannot be used for compensation of individual employees, independent contractors, or sole proprietors in excess of an annual salary of $100,000; compensation of employees with a principal place of residence outside the U.S.; or leave wages covered by the Families First Coronavirus Response Act (H.R. 6201) that has already been passed and will be effective as of April 1, 2020.

How Are Loans Made Under This Program Different From Traditional 7(a) Loans?

Unlike traditional SBA 7(a) loans, no personal guarantee will be required to receive funds and no collateral needs to be pledged. Similarly, the CARES Act waives the requirement that a business show that it cannot obtain credit elsewhere. In lieu of these requirements, borrowers must certify that the loan is necessary due to the uncertainty of current economic conditions; that they will use the funds to retain workers, maintain payroll, or make lease, mortgage, and utility payments; and that they are not receiving duplicate funds from another lender for the same uses.

Payments of principal, interest, and fees will be deferred for at least 6 months, but not more than 1 year. Interest rates are capped at 4%. The SBA will not collect any yearly or guarantee fees for the loan, and all prepayment penalties are waived.

The SBA has no recourse against any borrower for non-payment of the loan, except where the borrower has used the loan proceeds for non-allowable purposes.

What Are The Loan Forgiveness Requirements?

Borrowers are eligible for loan forgiveness for 8 weeks commencing from origination date of the loan for payroll costs equal to the cost of maintaining payroll continuity during the covered period; (Note: Eligible payroll costs do not include annual compensation in excess of $100,000 for individual employees); payment of mortgage interest: rent; and utilities.

The amount of loan forgiveness may be reduced if the employer reduces the number of employees as compared to the prior year, or if the employer reduces the pay of any employee by more than 25% as of the last calendar quarter. Employers who rehire workers previously laid off as a result of the COVID-19 crisis will not be penalized for having a reduced payroll beginning February 15, 2020 and ending on June 30, 2020).

Borrowers must apply for loan forgiveness to their lenders by submitting required documentation and will receive a decision within 15 days. If a balance remains after the borrower receives loan forgiveness, the outstanding loan will have a maximum maturity date of 10 years after the application for loan forgiveness.

How Does A Business Apply For A Loan Under The Paycheck Protection Program?

We expect additional guidance from the SBA regarding how to apply for Program loans, including additional resources on the SBA website about how to find a qualified lender. Borrowers who have existing relationships with banking institutions may wish to contact these individuals to inquire about applying for loans under the Program.

Does The CARE Act Affect Any Other Loans Available to Small Businesses?

Yes. The maximum loan amount for an Express Loan is increased from $350,000 to $1 million.

The CARE Act also expands eligibility for borrowers applying for an Emergency Economic Injury Disaster Loan (EIDL) grant. Emergency Economic Injury Disaster Loans are available for most small businesses, sole proprietors, or independent contractors. Additionally, the Act waives requirements that (1) the borrower provide a personal guarantee for loans up to $200,000, (2) that the eligible business be in operation for one year prior to the disaster, and (3) that the borrower is unable to obtain credit elsewhere. The SBA is also empowered to approve applicants for small-dollar loans solely on the basis of their credit score or “alternative appropriate methods to determine an applicant’s ability to repay.”

What Are the Terms of an EIDL?

Up to $2 million

Interest Rates: Fixed at 3.75% for small business

Term: Term loans up to 30 years, structured with a 12-month principal and interest deferral

No prepayment penalty

Collateral: Required if the loan is over $25,000. Real estate is preferred but a loan will not be declined for lack of collateral. However, all available collateral will be required.

How Do You Apply for an EIDL?

EIDL’s are handled directly by the SBA. The business can submit either a paper or online application. The on-line application can be submitted at the following website: https://disasterloan.sba.gov/ela.

Additionally, the business can call the SBA Customer Service Center at 1-800-659-2955 or mail [email protected] for further information on the program or for details on submitting a paper application.

Most significantly, for borrowers seeking an immediate influx of funds, borrowers may receive a $10,000 emergency advance within three days after applying for an EIDL grant. If the application is denied, the applicant is not required to repay the $10,000 advance. Emergency advance funds can be used for payroll costs, increased material costs, rent or mortgage payments, or for repaying obligations that cannot be met due to revenue losses.

Borrowers may apply for an EIDL grant in addition to a loan under the Paycheck Protection Program, provided the loans are not used for the same purpose.

Is Relief Available For Businesses With Pre-existing SBA Loan?

Yes. The SBA will pay the principal, interest, and associated fees on certain pre-existing SBA loans for 6 months.

Conclusion

There are a lot of moving parts to the CARES Act and its SBA disaster relief programs which will continue to evolve with more clarity over time. Talk has already begun on Phase IV of stimulus relief due to COVID-19.

6 Digital Marketing Tips for Marketers in 2020

If you are looking for some digital marketing tips, you are on the right page. In this article, we are going to discuss 6 of the most effective online marketing tips and tricks. With these tips, you are most likely to enjoy great results.

1. Optimize your site for Voice Search

According to predictions, half of the searches will be based on voice search feature in 2020. Therefore, we suggest that you focus on this aspect of your online marketing strategies. In other words, your business must be voice search supportive. For instance, you can have the “near me” feature, which will recite the best local results if the users use the term to make a voice search.

2. Benefit from Influencer Marketing

Currently, the fastest growing digital marketing is influencer marketing. The thing is that people tend to purchase products recommended by their favorite celebrities. These are known as social media influencers.

Today, social media influencers are also quite trustworthy in the eyes of their followers. Therefore, you can hire them for your influencer marketing campaigns. The good thing is that you don’t have to spend a huge sum of money for these campaigns.

3. Revaluate your Paid Advertising Campaigns

With time, advertising is going through a lot of changes. And this has changed the needs of businesses as well. Today, the advertising trend is to focus on what a product or service can do for the users.

What you need to do is personalize the advertisements by including the features of the products that the users may have a deep interest in. Aside from this, the ads must be straightforward and concise.

4. Consider Personalization

According to statistics, at least 70% customers that buy online have a liking for personalization on blogs and sites. For instance, if a buyer buys something from you, you may send them an email with their name in the email. The good thing is that personalization is not a costly or complicated process. The whole purpose of personalization is to make the buyers realize that you value them.

5. Consider the Visual Search Feature

According to statistics, visual search is also quite effective these days. In simple words, if a user clicks a product photo of their choice, websites, such as Pinterest and Google show the buying options right under the picture of that product. So, the buyers have the liberty to buy the product by clicking the photo.

6. Post Video Content

Video content is quite popular on social media platforms, such as Facebook. If you look at statistics, you will know that 52% of buyers feel more confident when buying products after watching a video. As far as finding out more about a product, at least 68% of buyers like to watch short videos instead of reading long articles, manuals or infographics.

The Takeaway

Although the world of digital marketing seems quite challenging, you can make these campaigns much easier to run if you hire the services of a good online marketer. So, it’s better to look for a good professional service provider.

The Best Internet Business

What Is The Best Internet Business?

There are several Web Host giants on the internet that provide private label rebranding to small business owners. This might be the best opportunity to “piggyback” on well-established businesses if you are just starting out in internet marketing. This gateway for unlimited wealth is made possible due to the growing demand of digital marketing in regions that are outside the scope of these large corporations.

In order to gain a share of the market, these corporate web companies offer reseller plans to small businesses which take their products and services, rebrand them and sell to business owners at a profit. These products include domain name services, web hosting, online storage, business productivity software, and tools.

There is quite an advantage in being a small business retailer because one is able to customize their business at the local level and meet the demands of their growing market on the World Wide Web. Let’s look at the definition of digital marketing to understand why the demand has grown significantly over the past decades.

What Is a Digital Marketing In Relation To Web Hosting?

Digital Marketing involves all functions that are geared toward promoting online business activities. This includes but is not restricted to products and services in subcategories such as Domain Name registration, web hosting, email marketing, web design and development, software applications, sales and marketing, social media marketing and consultation, and all medium through which businesses and individuals advertise and market their products online.

Online Retail Marketing

Online Retail Marketing refers to activities geared toward end users of a web-based business solution such as domain names registration, web design services, software apps for business and personal use, social media management, web hosting and other activities that promote online communication.

As the need for business solutions intensifies, business persons become increasingly concerned about meeting the demands of the online industry, and therefore the Pros and Cons of the internet business become relevant.

The Cons

One would think that the more customers you have, is the more profits you are likely to acquire but the truth be told, the more the business will become more challenged due to competitors, need for online bandwidth, web creativity, uniqueness, and need for customer service due to increase in customer queries and the need for technical support.

The Pros

Fortunately, some web hosting reseller business plan come with independent customer service team that manages concerns and queries of clients on their behalf. Another positive thing about being a domain reseller is the handling of payments and processing of sales. As a web hosting reseller, you are given the opportunity to re-price your products to earn commissions from your own business.

Another pro for being a reseller is the fact that starting your digital marketing business does not require an exorbitant startup cost nor high overhead expenses to operate effectively, nor initial products, compared to other online ventures. Products are sold through the distributors but your private label is displayed discreetly in the sales operation and therefore your business receives the credit!

How Do I Become A Web Hosting Reseller?

There are two ways to become a Web Hosting Reseller and Domain Name Registrar. One can sign up as an affiliate or an actual reseller.

  • An affiliate gets a commission from advertising online products that the Web company (suppliers) market, using links and codes on approved websites.
  • Reseller uses their own brand to market the Web Company’s products (supplier) and services at a higher rate of returns. End users see the reseller’s products and services as their company’s brand and not the Web Company’s image.

Affiliates display the name of the wholesaler or provider (Web Company) through banner advertisements and other forms of internet marketing, similar to a franchising arrangement.

How Much Does It Cost To Run A Web Hosting and Domain Name Business?

It is very alarming to find out the actual cost of starting your own internet business. The subscription for a reseller license varies from $89-$499 annually and it depends on the provider or web company. Most persons prefer to do business with Web companies that offer a variety of affordable products and services. Once a business plan is purchased, one can start selling immediately online.

Some Web companies provide a retail storefront with the domain name search field. Other features include the following:

  • Dedicated customer service team support for your clients
  • Marketing software to assist in promoting their brand online. Resellers are expected to purchase their domain name to start promoting their retail internet business.

Start Up Cost

There is no mandatory startup cost for a Web Hosting Business, however, it is suggested to start with at least $300-$500. This would include the cost of the subscription plan, a domain name for your business idea, a web designer to customize the storefront (optional), business cards and other marketing paraphernalia to help provide greater access to your target market.

There is reseller’s support, community pages, manuals and online support to help you succeed in making your business profitable.

The process of starting an internet business is simple, and while there could be challenges in securing a viable market in your region, there are no geographical restrictions. Savvy business operators stand a greater chance to earn real attractive residual income annually, in a relatively short time.

What To Expect as a Web Hosting Reseller

Business owners are able to tap into the tremendous wealth of the digital marketing business industry as it is one that never sleeps! It has often been said that you can earn money while you sleep, and since the internet generates over a billion dollars per day, more and more persons have experienced this reality. Currently, there are Web Hosting Resellers who are making $10-30K (USD) per month.

Once you are patient, open to exploring online business opportunities, and enthusiastic about providing internet business solutions for individuals and companies, then you are ready to build your digital empire.

After reading this article, if you are asked: “what is the best internet business?” I am quite sure that you are in a better position to give a logical answer. However, you must realize that no matter how skilled one is, or how many customers he or she has garnered to do business with, real success comes through smart teamwork. The late Steve Jobs once quoted; “Great things in business are never done by one person, they are done by a team of people.”